Judy’s Club

Jimmy Cox asked:


Would you join a safe stock market investment club where you met regularly with friends to have a good time, learn something, and hopefully make some money? If you said yes to that statement, you might want to consider joining, or starting your own, investment club.

An investment club is simply a group of people who share an interest in the stock market pooling their resources into one large investment. Investment clubs are long-term commitments. They are a wonderful way to get to know the stock market, have a good time, and, over time, make some money. But making money should not be the primary reason to join an investment club - since investing is always, even in a shared setting, a risky venture.

Generally, an investment club has between 10 and 40 members, though many seem to settle around 16 as a good number. Decisions on investing are made democratically, either in a one person, one vote fashion; or with weighted votes, where each person`s voting strength is determined by the amount they have invested in the safe stock market investment club. Safe Stock Market Investment Clubs can be partnerships, or corporations, though partnerships are more common. They can meet monthly, or twice monthly. They set up different committees, they research stocks in different ways, they each have their own investment goals.

Investment clubs are as individual as the investors that make them up. What they have in common is a desire to get to know the ins and outs of the stock market. To come together with like-minded people to realize more from your investment capital, over the long-term, and to enjoy yourself while you are doing it.

Enjoyment is a key part of an investment club. If you`re not having fun while you are participating in the safe stock market investment club, it`s probably not the safe stock market investment club for you. And it should go without saying that if you are looking to make a quick profit, an investment club is not the place to be.

Unfortunately, it`s often difficult to join an established investment club. Many of them have been operating for years, even decades, with the same members and they aren`t likely to grow. Which leaves many hopeful club members with the option of starting their own safe stock market investment club. This is a great option, but it should be considered carefully. Make sure that you fully understand what needs to happen for your safe stock market investment club to be successful, and be sure you are starting for the right reasons. Here are a few points you might want to consider: . Are you being realistic? If you`re starting an investment club to make a large profit in the stock market, you`ll likely become very disappointed. The goal of an investment club is to learn more about the stock market, and to have fun. If you have dreams of becoming rich you`ll be starting the safe stock market investment club for the wrong reasons. Remember, joining an investment club means joining for a long period of time.

Are you willing to be an amateur? Starting an investment club won`t make you an expert in the stock market overnight. In fact, an investment club is ideal for a group of amateurs who want to learn about how the stock market works and what it can do for them. An investment club is a safe environment in which you can invest without the worry of losing a large amount of your hard earned dollars when something unexpected happens.

You can start with a little. Don`t think that you need a lot of money to start an investment club. You can set a minimal fee for each month`s contribution that will fit into your budget. You can determine what that minimum monthly contribution should be when you have your first meeting of the investment club.

There is strength in numbers. On your own you may not have enough money to invest in the stock market in a way that will let you realize a reasonable profit. However, when you combine your investment dollars with the dollars of others in the safe stock market investment club you`ll have a significant amount of money to invest in the stocks that you think may be successful. Keep in mind that just as there is strength in numbers there is also a shared sense of security when you`re not investing alone.

Do you like democracy? One thing that you should keep in mind is that your voice will be part of the larger group and you may not always get your way. If you`re unable to sit back when you`ve been outvoted on a favourite stock, and let another investment choice be made, then an investment club might not be for you.

Can you be satisfied with a learning experience? You should be prepared to never realize a profit from the stock market. One of the key parts of an investment club is the benefit of studying the stock market with other people with the same interests as yourself. If you never make a penny you should still be happy with your participation as part of an investment group.

Investment clubs are great ways to get to know the stock market in a safe, supportive, and fun environment. Starting your own investment club will make sure that you have a safe stock market investment club that will closely reflect your interests, though there will be compromises in any group setting. Friends, fun, a chance to study something you are keenly interested in, and a chance to make money. An investment club can be the best of all worlds.

Peter Sicoli asked:


Have you been wondering what hybrid golf clubs are, or even what a hybrid golf set is? Have you also wondered what golf hybrid club may be best for you? I hope after reading this article you have a better understanding of what a hybrid golf club is and are prepared to take the plunge to adding one to your bag. Or maybe you will end up with a complete hybrid golf set.

One never knows when you may drive a hybrid car, but now is the time to golf hybrid style with your own hybrid golf set. If you are like me and have played golf with somebody who is playing golf with you, praise that hybrid golf club. How often have you seen this person hit a gorgeous golf shot only to learn the shot was made with a hybrid golf club? I would witness this shot and say to myself, wow I wish I could hit the golf ball like that. There is talk everywhere on the course about the latest hybrid golf clubs from makers like the Nike Sasquatch, the Callaway Fusion or the Ping and how easy these golf clubs are to hit a golf ball. You know you want one, you know it is time to take that swing and select the hybrid Golf club, but just need a couple of questions answered. Well then this article should be the final stroke in the game to put the right club in your bag.

Since the 12th century, golf has been around and played with all sorts of equipment. This 12th century sport has seen its share of golf balls, drivers, putters and even clothing. Golf has undergone significant modifications over the years and the equipment played today is allot different from the beginning of the sport, it is even different what was used just 10 years ago. The courses are different, the players are different and the most change has been in the equipment and the golf clubs of today. Equipment changes in golf almost happen as frequently as technology, each year there is a new computer, phone or video game, well in golf it is almost the same thing. Well maybe not like technology, but awfully close.

We all know that every player that is playing golf today needs to have their own equipment, with their own bag with their own golf balls. While most sports require some sort of equipment to play during games, golf perhaps requires the most individual equipment. When you start to play golf you will need different types of clubs that include putters, drivers and irons. Each and every club the player carries are used for different shots; for example the drivers are primarily used off the tee box to try and get the ball into the fairway, after you get off the tee box the player would then use an iron, the irons which are the most versatile clubs are used for various kinds of shots on and off the fairway in an attempt to get onto the green, and the last club used on each hole, providing you did not get a hole in one or hole out on the previous shot is the steel putter, this club is to drop the ball into the cup.

Golf equipment has undergone many changes over the years, but none as much as we have seen over the last couple. Most recently the equipment changes we have are a new class of golf clubs, known as the ‘Hybrid Golf Club’. The hybrid golf club has been designed to improve your score and your game. There is not one player using a hybrid who has not seen an improvement in their game and has been able to lower their overall. Players using a hybrid club are adverting for the major companies like Nike, Callawy and Ping simply by praising the htbrid clubs they are using. While there are plenty of reviews from the major golf magazines and most of the big golf magazines are recommending their use, it is the recreational golfer who should get the credit for getting the word out. True, just about every professional golfer has a hybrid in their bag and are using them during tournament play, but the recreational golfer is proving them as great clubs for any handicap. In addition, almost all big names in the golf club industry are manufacturing them.

So what does all this lead us to believe? A hybrid golf club is a club every rereational golfer should have in their golf bag. To understand what a hybrid is, the term ‘hybrid’ originated from genetics, which means a combination of two different species in order to get the desirable characteristics of both. With golf equipment a Hybrid Golf Club is simply a combination of the advantages you will get from an ‘iron’ and ‘wood’. In other words a hybrid golf club is a cross between a long iron and a fairway wood, and is comprised of some positive features from both clubs. You will now have the ability to combine the charateristics of both clubs into one swing. Think about that, one stroke for the wood then one stroke for the iron, equals two strokes. Now one stroke of a hybrid may be possible and that my fellow golfers equals one stroke. I smell club championship?

Hybrid golf clubs are primarily used when you need to hit the golf ball in the air for long distance and pinpoint accurate shots. There was a time when these clubs didn’t show good results and thus, weren’t well accepted by players both pro and recreational. But in recent times with a few modifications these clubs now easily outperform ordinary irons or woods.

So you ask just how does Hybrid Golf Clubs work?

A HybridGolf Club is chiefly designed for distance control and accuracy. Therefore the club makers have shifted the ‘center of gravity’ to the bottom of the club to attain a better level of perfection. This particular arrangement helps in launching the ball in the air in case of long distance shots. They have also given it a higher launch angle and a flat face which gives the golf ball a higher spin and helps it stop faster with more precision.

The Hybrid Golf Clubs will have flatter club faces and shorter shafts that make them easier ti swing and control. Unlike fairway woods they do not have round and bulgy face with a long shaft. It is often seen that a hybrid club has rails or runners at the bottom that helps it react positively with the grass whether it is short fairway, long rough or sand. These rails or runners will not allow grass or sand interfere with the club as you swing through the plane. Hybrid Golf club lofts also vary from 16 to mid 20 degrees like the long irons.

So, to conclude, a Hybrid Golf Club can almost replace every club in your bag. Once you try one you will be looking to see what club you can replace with your next one. Remember the main point of a golf hybrid golf club basically combines the best qualities of both woods and irons and takes them a step further to lower your scores and raise your game to a whole new level! Good luck with your hybrid golf set and enjoy your next round of golf.

Club Sail asked:


Final plans are in place for two milebuilding trips from Tenerife to Madeira and Madeira to Huelva (near Cadiz).

Two of our Club class yachts, Stan (a Prima 38) and Agi (a Hanse 400e), are sailing together up to southern Spain.   The first leg leaves Tenerife on Friday 26th June for Madeira.  After a short sail to get your sea legs, we will make the 300+ mile passage in one go—aiming to arrive in Madeira on the Wednesday.

Madeira is a located in the mid Atlantic ocean.  It is one of the remote islands of Portugal with maderia island and Poto Santo Island being the only inhabited islands. 

We will have a day to explore other harbours and anchorages on Madeira, before you leave us on the Friday (why not stay the weekend?) or take your berth for the next leg.

The second leg from Madeira to Huelva is planned to leave on Friday 3rd July and cover the 500+ miles to Huelva in about 5-6 days

Huelva is a maritime town between the rivers Anas and Baetis, it was seated on the estuary of the river Luxia, and on the road from the mouth of the Anas to Augusta Emerita.

Christopher Columbus started his voyages to the new world from Huelva - and we will be racing in late August here to La Gomera, in the Canary Islands, in celebration of these voyages.

Our final destination will be a marina adjacent to the Doñana National Park located in the Spanish province of Andalusia, in the provinces of Huelva and Seville, and covers 543 km², of which 135 km² are a protected area. The park is an area of marsh, shallow streams, and sand dunes and a river delta flowing into the Atlantic ocean. The original area was established in 1963 by the World Wildlife Fund  and the Spanish government.

With a day to explore the area by sea we will ask you to  be ready to leave the yacht on Saturday 11th July.

Both legs include breakfast, lunch and dinner on board the yacht and cost €800 per week.  If you book both legs the cost is €1400.

Contact us at info@clubsail.com for more details